Real estate appraisal services for homeowners in the city of Plainview and Hale County

The top reasons TX homeowners hire Caprock Appraisals:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce your mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a TX divorce, where real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate

Need help determining the value of your house in or near Plainview, TX?
Contact Caprock Appraisals.

We at Caprock Appraisals understand the individual needs of a customer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. Caprock Appraisals is experts in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.

Challenging a property tax assessment

Lets say your house is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an appraisal from Caprock Appraisals is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your property is in a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. Caprock Appraisals can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would prefer to have a seasoned expert double-check it for preciseness or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.